Gingham Express

I'm not sure why I'm just now jumping on the boyfriend gingham/plaid oversized button down train, but I'm kind of loving it though I'm not sold on this top ( I'm thinking it's the color...). I snagged this grey and black bad boy at Old Navy the other day and couldn't decide what I wanted because the two things that were on my list were sold out (faux fur vest and poncho), so I settled and am thinking of returning this top. What do you guys think? 
Top Old Navy, Leggings Marshall's, Vest Express, Necklace My Creation, Booties Steve Madden, Bag H&M, Bangle Kohl's, Watch Vintage